Readers Question: There are a lot of life insurance companies here in Houston that offers very low priced term life insurance. I think that all cheap products have a down side. I would just like to know why term life insurance is so low priced. Who has the cheapest life insurance rates? Robert Houston, TX [...]

Readers Question: I was wondering if there is any way that I can lessen the premium that I pay for a term life insurance here in Houston. Jesse Houston, TX It is important to remember that there are three things that you should take into mind when it comes to term life insurance. The first [...]

Reader’s Question: My concern is just the same as the concern of other people. I was wondering if there is any life insurance here in Houston that is the cheapest rate possible? Brandy Houston, TX It is very important to become aware that there are two types of life insurance that you can choose from [...]

Readers Question: My daughter will be turning 18 in November and I’m planning to give her a term life insurance policy as an investment. Can I trust the different insurance quotes offered in the internet? Ryan Houston, TX Congratulations Ryan. A term life insurance may well be the best birthday gift that you can give [...]

Readers Question: Is accidental death covered by my life insurance policy? Andrea Houston Texas Usually, accidental death is covered in life insurance policy. In fact, it is more favorable in a sense that the face amount becomes doubled. This is what is called double indemnity that life insurance companies follows when paying death due to [...]

Readers Question: Quick question. When purchasing life insurance, are the premiums tax deductible? This would help me with the decision between life insurance and market investments. Thank you, Henry Houston, TX Hello Henry, Under certain circumstances life insurance premiums can be tax deductible in Houston Texas. Every situation would need to be reviewed with a [...]

Reader’s Question: I have seen and read so many advertisements on ‘no medical exam’ life insurance policies. Sound too good to be true, but since my term life insurance is about to expire, I would like to give it shot. I am just worried it would just rip me off and end up regretting. I [...]