Reader’s Question: My concern is just the same as the concern of other people. I was wondering if there is any life insurance here in Houston that is the cheapest rate possible? Brandy Houston, TX It is very important to become aware that there are two types of life insurance that you can choose from [...]

Readers Question: My daughter will be turning 18 in November and I’m planning to give her a term life insurance policy as an investment. Can I trust the different insurance quotes offered in the internet? Ryan Houston, TX Congratulations Ryan. A term life insurance may well be the best birthday gift that you can give [...]

Readers Question: Is accidental death covered by my life insurance policy? Andrea Houston Texas Usually, accidental death is covered in life insurance policy. In fact, it is more favorable in a sense that the face amount becomes doubled. This is what is called double indemnity that life insurance companies follows when paying death due to [...]

Reader question: Should I buy term life insurance online?  I live in Houston Texas, if that matters at all. Malcolm Thanks for asking. You CAN buy term life insurance online, but there’s an added question of whether or not you should. Online life insurance policy purchasing has its own pros and cons, so let’s look [...]

Reader question: Will my weight be a factor when I compare life insurance rates? Jack Houston, TX Thanks for your question, Jack. And you bet it will. Being overweight (or drastically underweight) is the harbinger of ills, and there are enough associated with having a disproportionate amount of body fat to make any life insurance [...]