Readers Question: Quick question. When purchasing life insurance, are the premiums tax deductible? This would help me with the decision between life insurance and market investments. Thank you, Henry Houston, TX Hello Henry, Under certain circumstances life insurance premiums can be tax deductible in Houston Texas. Every situation would need to be reviewed with a [...]

Reader question: How does a company know that I’m a smoker to give me a high priced smoker life insurance rate? Abigail Thanks for asking, Abigail. The Houston Texas smoker life insurance company can typically find out through two, very simple, ways: You cough it up. Know that little question on your insurance form that [...]