Will My Weight Affect My Life Insurance Rates

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Reader question:

Will my weight be a factor when I compare life insurance rates?

Jack

Houston, TX

Thanks for your question, Jack.

And you bet it will. Being overweight (or drastically underweight) is the harbinger of ills, and there are enough associated with having a disproportionate amount of body fat to make any life insurance provider faint straight out. So when you compare life insurance rates in Houston, your risk for things such as high blood pressure, heart conditions, and advanced diabetes are all considered.

This applies even if you are in perfect health, eat right, exercise, and have always been doing this, and yet still happen to be a few pounds over the limit. There are a few exceptions to this, which is usually done on a company by company basis, but for the most part the more you weigh the more you pay.

It’s the worst for obese buyers, who pay many times more the regular person looking to compare life insurance rates, but everybody who has a non standard BMI will be seeing costly stars.

take care,

Fashun

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